« Reply #5 on: March 17, 2010, 08:32:26 am »
The requirement is for the car to be covered by valid car/bike insurance. It does not need to be in your name.
The DVLA are attempting to create a system where the V5C acts as an owners document whilst it corries no checks or validity as such. It actually says so on the form 'not proof of ownership'. This was the saving made over the old council based system which had the RF60 green/brown docs as proof of ownership. The records had to be maintained with accurate information. They coped out and it is the new system that allows all the skulduggery of car theft by stealth etc. which we pay for in additional insurance charges rather than in direct taxation. You will note that all activities with vehicles are being drawn to the V5C. In fact this document is actually a rental agreement for a registration number issued by the Government to a particular vehicle and a nominated person and address to which all claims can be sent to for redress. This is why you can sell a registration number, it belongs to the State, not a car or person. It has nothing to do with owning a car. You can 'own' numbers without owning a car. You can export a car without these papers, sell it without the papers and so on. I feel the whole thing is actually a bit of a scandal.
A better system is for each driver to be issued with a numberplate registration. On this he mounts his insurance and MOT details for the vehicle for static inspection and this plate is placed on any vehicle he drives adjusted accordingly. You can only drive one vehicle at a time. The car has a logbook noting owners and service information which the police can demand to inspect within a time frame. Suddenly everyone knows who everyone else is and the driver is insured not the car but by agreement with you insurers who will have a record the police can view immediately to prove you are insured to drive the vehicle your numberplates are on. Not only that it would be a lot cheaper to run and crims/unqualified drivers would stand out pretty quickly. Also you get the full cars history.

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